Starting your notary business can be exciting—but also overwhelming. One question I sometimes hear is:“Do I really need an LLC? And if I do… should I pay someone to set it up for me, or can I just do it myself?”

If you’re wondering the same thing, you’re not alone. Let’s break this down so you can confidently decide what’s right for you.

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What Is an LLC and Why Notaries Should Care

An LLC (Limited Liability Company) is a legal structure that helps separate your personal assets (like your house, car, or savings) from your business liabilities. That’s especially important for notaries because mistakes or misunderstandings in your work could potentially open you up to lawsuits or financial loss.

Here’s why notaries should consider forming an LLC:

• ✅ Liability protection: Your personal assets are protected in case of a lawsuit.
• ✅ Professionalism: Clients see your business as more legitimate.
• ✅ Separate finances: You can open a business bank account and keep your finances clean.
• ✅ Tax flexibility: You may benefit from tax deductions or elect to be taxed differently.

In short: it’s a smart move if you’re treating your notary work like a real business—and you should be!

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How to Set Up an LLC on Your Own

Yes, you can absolutely set up an LLC yourself—and in many states, it only takes an hour or two. Here’s a simple breakdown of the steps:

✅ Step 1: Choose a Business Name

• It must be unique in your state.
• You can check availability on your states' website.

✅ Step 2: File Articles of Organization

• This is the official paperwork that creates your LLC.
• You file it online (usually) with your states "Department of Commerce."
• Filing fees range from $50–$300, depending on your state.

✅ Step 3: Appoint a Registered Agent

• This is the person (or company) who receives legal documents on behalf of your LLC.
• You can be your own agent in most states—or hire a service for ~$50–$150/year.

✅ Step 4: Get an EIN (Employer Identification Number)

• This is like a Social Security Number for your business.
• It’s free through the IRS website.
• You’ll need this to open a business bank account and file taxes.

✅ Step 5: Create an Operating Agreement (if required)

• This document outlines how your business is managed.
• Required in a few states; optional but recommended in others.

✅ Step 6: Register for Any Necessary State/Local Business Licenses

• Some cities or counties require notaries to have a business license.
• Check your local requirements.

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When It Makes Sense to Hire Help

There’s no shame in getting help—especially if you're feeling overwhelmed or strapped for time. You might consider using a service like LegalZoom, ZenBusiness, or Incfile if:

• You’re not comfortable navigating state websites and forms.
• You don’t want to make mistakes with paperwork.
• You want a done-for-you solution that includes EINs, operating agreements, and more.

If your business setup is more complex—like if you have partners or plan to expand into other services—you might even want to consult a business attorney for custom legal advice.

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Cost Comparison: DIY vs. Paid Services

Here’s a simple breakdown of your options:

Option	Estimated Cost	Time Investment	Pros	Cons
DIY	$50–$300	Moderate (1–3 hrs)	Cheapest, empowering	Slight learning curve
LegalZoom / ZenBusiness	$150–$500+	Low (20–30 min)	Convenient, easy to use	Upsells and recurring fees
Attorney	$500–$1000+	Very Low	Tailored to your business	Expensive

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Which Is Right for You as a Notary?

Ask yourself:

Question	If YES, consider...
Are you comfortable using online forms?	DIY
Are you short on time?	LegalZoom or similar
Is your business structure simple (just you)?	DIY
Do you want hand-holding and full setup?	Hire help
Are you forming a partnership or adding other services?	Attorney

If you're a solo notary and you're comfortable navigating basic websites, setting up your LLC yourself is absolutely doable—and you’ll save a few hundred bucks doing it.

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Conclusion: You’ve Got This

Forming an LLC is one of the smartest business moves you can make as a notary. Whether you do it yourself or hire help, the most important thing is to take action. Don't let indecision hold you back from treating your notary work like a serious business.

I will make the disclaimer (to cover myself) that you should always consult an attorney.

If setting up an LLC—or just running a notary business—feels like a legal minefield, there’s another option worth considering: a LegalShield membership.

I’ve personally had mine for over 13 years, and I wouldn’t be without it.

Here’s what you get with a LegalShield membership:

• ✅ Unlimited consultations with an attorney so you can ask questions and get clear answers.
• ✅ Contract and document review—perfect for notaries who want a second set of eyes before signing or sending anything.
• ✅ Letters and phone calls made on your behalf, including collection letters (this alone can pay for the membership!).
• ✅ AttorneyRepresentation for moving traffic violations (because life happens).
• ✅ A Will prepared for you at no additional cost (though many notaries may want to upgrade to a trust).
• ✅ Coverage for legal situations like being sued, getting divorced, adopting, or being audited by the IRS.
• Plus a 25% discount on eveything else! But generally if you use the membership correctly, you shouldn't have any out-of-pocket expenses.

LegalShield is one heck of a deal!

I can explain it you in further detail if you're interested.

There are business plans as well to help you with your business documents and other business issues.

There are no contracts, and it’s one of the smartest investments I’ve made in myself and my business.
👉 If a membership makes sense for you, click here to learn more.